The starting point of all riches is the development of prosperity consciousness. You must become a financial success in your thinking long before you achieve it in your reality.
Both poverty and riches are the results of a state of mind, and the most important single step you take on the road to wealth and financial independence is the decision to change your thinking, to impress into your mind an unshakable belief that you can and will achieve your financial goals. This must happen before anything else happens.